Louisiana law requires at least 15/30/25 liability insurance coverage for each vehicle a person owns. Does your car insurance include personal injury claims? That depends. Do you have uninsured/underinsured motorist coverage? This kind of insurance coverage is created to cover costs that another driver’s coverage doesn’t. However, some people are unaware that uninsured or underinsured coverage has been added to their policy. Often an experienced personal injury attorney is needed to examine the policy, interpret it, and help the victim get the full amount of compensation available. In any case, it is best not to take on the insurance company on your own. Speak to a lawyer before agreeing to the insurance company’s initial settlement offer.
